Cambodia Condo Fees & HOA Charges 2026: What Buyers Must Know

Cambodia has no statutory HOA law equivalent to those in Australia, the US, or UK. This means there is no government body to arbitrate HOA fee disputes. Your primary recourse is contractual: the management agreement signed at purchase (or lease) should specify fee structure, the process for changing fees, and dispute resolution. If the management company is raising fees without following the contractual process, you can: (1) formally object in writing citing the contract; (2) organise other unit owners to collectively object; (3) if the building has an HOA or owners' committee, bring the dispute to that body; (4) in extreme cases, seek legal injunction through Cambodian courts — though this is slow and expensive. The practical reality is that organised collective action by unit owners is usually the most effective lever.

Standard inclusions vary by building tier. Most mid-range buildings (USD 100–200/month) include: 24-hour security, lift maintenance, swimming pool operation and maintenance, gym access and maintenance, common area cleaning (lobbies, corridors, stairwells), landscaping, external lighting, and basic pest control. What is typically not included: in-unit electricity and water (charged separately, often at a building markup), parking fees (often USD 30–60/month additional), internet (separate subscription), air conditioning service in your unit, and concierge services (premium tier only). Always request a written list of inclusions before purchasing.

In most Cambodia condo developments, the management fee does not include comprehensive building insurance. Some buildings include basic third-party liability insurance for common areas, but structural insurance — covering the building shell, foundations, and structural elements — is rarely provided as standard. Unit owners who want building insurance coverage for their specific unit (walls-in insurance or building insurance) need to arrange this separately. This is different from contents insurance (your furniture and belongings), which is almost always the unit owner's responsibility. See our property insurance guide for details on what coverage is available.

Sinking funds — reserves set aside for major future capital expenditure like lift replacements, roof repairs, or facade refurbishment — are rare in Cambodian condo buildings but are slowly becoming more common in better-managed developments. Most buildings do not have a formal sinking fund, which means when major capital works are needed, the cost is either passed to unit owners as a special levy (often contentious) or deferred until the building deteriorates significantly. Before purchasing, ask the management company whether a sinking fund exists, its current balance, and what capital works are planned in the next 5 years. The absence of a sinking fund is a risk factor for older buildings.

When comparing management fees across buildings, look beyond the headline monthly figure. Key questions to ask: (1) What exactly is included — security hours, pool and gym access, cleaning frequency? (2) What is the electricity resale rate per kWh? A building with USD 100/month fees but USD 1.20/kWh electricity may cost more than a building with USD 150/month fees but EDC-rate electricity. (3) Is parking included or additional? (4) What has the fee history been — have fees been raised in the past 3 years? (5) Is there a sinking fund? (6) Who is the management company — developer-managed or independent? Independent management companies are generally considered more transparent. (7) Are there arrears or outstanding maintenance issues? Request the last AGM minutes if available.