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    Last verified: March 2026by Legal Advisory Team · Cambodia Legal Specialists
    Reviewed by Sovann Chea· Licensed Cambodian Attorney
    CM2H Golden Visa Cambodia 2026 | 10-Year Residency
    CM2H Golden Visa: invest USD 50k–100k in approved real estate for 10-year Cambodia residency. Family included. Citizenship pathway after 5 years. Free consultation.
    Golden Visa
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    CM2H Residency Program: How Our Experts Secure Your 10-Year Golden Visa + Fast Path to Citizenship

    Cambodia's My 2nd Home (CM2H) program is Southeast Asia's most accessible Golden Visa. Invest just USD 50,000–100,000 in an approved real estate project and receive a 10-year renewable residence visa — with your entire family included. After 5 years, you can apply for full Cambodian citizenship. Our licensed legal partners have successfully guided clients through the CM2H process since the program's launch.

    Book Free ConsultationCitizenship by Investment →
    $50k–$100k
    Minimum Investment
    10 Years
    Renewable Duration
    Family
    All Included
    5 Years
    Citizenship Pathway

    What is the CM2H Program?

    The Cambodia My 2nd Home (CM2H) program, administered by the Cambodia Investment Corporation (CIC), was launched to attract foreign residents and investors. It is one of the most straightforward residency-by-investment programs globally — no language requirements, no minimum stay obligation, and the investment is in real property you own.

    Unlike many Golden Visa programs in Europe that require investments of EUR 250,000+, CM2H starts from just USD 50,000 in an approved condominium or USD 100,000 for larger approved developments. The return on investment potential is strong — Cambodia's real estate market continues to appreciate, particularly in Phnom Penh and Siem Reap.

    Critically, the CM2H visa grants true residency rights — not merely a long-stay visa. You have the right to work, conduct business, open bank accounts, enroll children in schools, and access Cambodia's growing healthcare sector.

    What You Can Do with CM2H Residency

    Live, work, study, and conduct business freely in Cambodia
    Family members included (spouse and dependent children)
    10-year renewable duration — no annual renewal hassle
    Pathway to citizenship after 5 years + basic Khmer language test
    Multiple entry and exit — no restrictions on travel
    Right to own property and open bank accounts
    Access to Cambodia's healthcare and education systems
    No minimum stay requirement to maintain validity

    Step-by-Step: How Our Lawyers Secure Your CM2H Visa

    1. 1
      Initial Eligibility Assessment
      Our lawyers confirm your eligibility, review your passport, financial standing, and advise on the best approved investment project based on your goals and budget.
    2. 2
      Select Approved Real Estate Project
      Choose from a curated list of CM2H-approved developments in Phnom Penh, Siem Reap, or coastal areas. Our lawyers independently verify developer credentials and title status.
    3. 3
      Investment Agreement Signed
      We draft and review the Purchase Agreement for your approved property, ensuring it meets CM2H qualification criteria and protects your investment.
    4. 4
      CM2H Application to CIC
      Our team prepares and submits the full CM2H application to the Cambodia Investment Corporation (CIC), including all supporting documents, financial proof, and property documentation.
    5. 5
      Background Check & Approval
      CIC conducts a background check (approx. 4–8 weeks). Our lawyers liaise with the CIC throughout this process and respond promptly to any information requests.
    6. 6
      Golden Visa Issued
      Upon approval, you receive your 10-year CM2H Golden Visa. Our team handles the immigration stamp and registration with the Immigration Department.
    7. 7
      Citizenship Pathway (Year 5)
      After 5 years, you may apply for citizenship. We advise on the basic Khmer language requirement and prepare your full citizenship application.

    The Citizenship Pathway

    One of the most compelling aspects of CM2H residency is the clear pathway to Cambodian citizenship. After 5 years of legal residency under the CM2H program, you may apply for naturalization. Requirements include:

    • 5 years of continuous legal residency under CM2H
    • Basic Khmer language proficiency (conversational level)
    • Clean criminal record from Cambodia and home country
    • Renunciation of previous citizenship (Cambodia does not recognize dual citizenship)
    • Royal Decree from His Majesty the King

    Our lawyers begin preparing clients for the citizenship pathway from year 3 of their residency, ensuring documentation is complete and the Khmer language requirement is achievable. We also work with certified Khmer language tutors through our partner network.

    Approved Investment Types

    Not all Cambodian property qualifies for CM2H. The CIC maintains an approved list of developers and project types. Our lawyers verify eligibility before you commit any funds.

    Property TypeMin. InvestmentOwnershipNotes
    Condominium (Strata Title)USD 50,000Full freehold title in your nameMost popular choice. Phnom Penh, Siem Reap, coastal developments.
    Serviced Apartment / Hotel UnitUSD 50,000Strata title with rental managementBuy-to-let with guaranteed rental income from hotel operator.
    Commercial / Mixed-Use PropertyUSD 100,000Strata titleOffice units and retail spaces in approved developments.
    CIC-Approved Development LandUSD 100,000Long-term lease (99-year) via Trust LawLand projects in designated investment zones, subject to CIC pre-approval.

    Tax Benefits of Cambodian Residency

    Beyond residency rights, CM2H holders benefit from one of Southeast Asia's most favorable tax environments for foreign residents.

    No Capital Gains Tax on Real Estate
    Cambodia does not levy capital gains tax on residential property sales, meaning appreciation on your CM2H investment is fully retained.
    Low Personal Income Tax
    Cambodian residents pay progressive income tax: 0% on monthly income below KHR 1.5M (~USD 370), up to 20% on the highest bracket — lower than most Western countries.
    No Global Income Tax
    Cambodia taxes on Cambodia-sourced income only. Foreign income and offshore investments are not taxed, making it ideal for remote workers and investors with global portfolios.
    No Inheritance Tax
    Cambodia has no inheritance or estate tax. Assets can be passed to heirs without forced government deductions.
    Corporate Tax 20%
    If you register a business in Cambodia, standard corporate income tax is 20% — competitive with most of Southeast Asia. QIP (Qualified Investment Project) incentives available.

    CM2H vs Other Golden Visa Programs

    Cambodia's CM2H is the most affordable Golden Visa in the Asia-Pacific region. See how it compares to competing programs:

    ProgramMin. InvestmentDurationStay Req.Citizenship
    🇰🇭 Cambodia CM2HUSD 50,00010-year renewableNone required5 years
    🇵🇹 Portugal D2 VisaEUR 500,0002-year renewable14 days/2 years5 years
    🇬🇷 Greece Golden VisaEUR 250,0005-year renewableNone required7 years
    🇹🇭 Thailand LTR VisaUSD 80,00010-year (non-residency)None requiredNot available
    🇲🇾 Malaysia MM2HMYR 1M (≈USD 220k)10-year renewable60 days/yearVery restricted

    * Data correct as of March 2026. Investment thresholds change regularly — consult your lawyer.

    Frequently Asked Questions

    What is the minimum investment for CM2H?

    The minimum is USD 50,000 for approved condo units in designated projects. For larger properties or commercial real estate, the threshold is USD 100,000. All funds must be invested in CIC-approved projects.

    Can my family get the Golden Visa too?

    Yes. Your spouse and dependent children are included in the CM2H application at no additional investment requirement. They receive the same 10-year residency rights as the primary applicant.

    Do I need to live in Cambodia to keep the visa?

    No minimum stay requirement exists to maintain the CM2H Golden Visa. You can travel freely and the visa remains valid for 10 years. However, citizenship applications do require a period of physical presence.

    How long does the application take?

    Typically 3–6 months from investment to visa issuance. The background check by CIC is the longest step (4–8 weeks). Our lawyers maintain regular contact with CIC to expedite where possible.

    Is my investment secure?

    Our lawyers independently verify each approved project before you commit. We review developer financials, title documentation, construction progress, and escrow arrangements. Only projects with strong fundamentals are recommended.

    Can I rent out my CM2H property for income?

    Yes. You are free to rent out your CM2H qualifying property on short-term or long-term rental agreements. Rental income is subject to Cambodian income tax (10% withholding for non-residents or personal income tax rates for residents). Many clients choose serviced apartment units with guaranteed rental programs managed by the developer.

    What happens if I sell my CM2H property?

    You may sell your qualifying property at any time. However, if sold before completing 5 years of residency, your CM2H visa may be affected depending on whether you replace the investment. Our lawyers can advise on maintaining your residency status through a property swap into another approved CM2H project.

    Can I work in Cambodia with CM2H residency?

    Yes. CM2H residency grants the right to work in Cambodia. However, you still need a work permit from the Ministry of Labor if employed by a Cambodian company. If you operate your own company (director), the work permit requirement is different. Our lawyers advise on the most appropriate structure for your situation.

    Is there a due diligence check on me?

    Yes. The CIC (Cambodia Investment Corporation) conducts a background check on all CM2H applicants, including criminal record verification and anti-money laundering (AML) screening. Our lawyers ensure your application is presented accurately and completely to expedite this process.

    Related Services

    Citizenship by Investment Real Estate Purchase Company Registration Client Success Stories

    Start Your Golden Visa Journey

    Our licensed partners will assess your eligibility and recommend the best CM2H investment path.

    Prefer to email directly? Reach us at mustoinvestincambodia@gmail.com

    Book a Free Consultation

    Speak with an experienced agent about your specific situation. No obligation, no legal jargon. Our recommended agent is fluent in English, Khmer, Italian and Russian.

    Disclaimer: This is general information only and not legal advice. We partner with fully licensed Cambodian law firms. Consult your lawyer before acting on any information provided.

    In-Depth CM2H Guides

    CM2H Approved Projects 2026
    Vetted CM2H-approved real estate developments with prices, locations, and investment credentials.
    Renting Out Your CM2H Property
    Airbnb rules, rental income tax, HOA restrictions, and yield expectations for CM2H investors.
    Invest in Cambodia Overview
    Complete foreign investor guide — property, business, residency, citizenship, SEZs, and risks.
    Cambodia Real Estate Law
    Strata title, trust law, due diligence, and safe property buying for foreigners.
    Cambodian Citizenship Guide
    USD 245k donation or USD 1M investment route — full guidance from our lawyers.

    Legal Disclaimer: CM2H program requirements, investment thresholds, and procedures are set by the Royal Government of Cambodia and may change. This page is for general information only. Always consult a licensed Cambodian lawyer before making any investment or immigration decisions.

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    On This Page

    • What is the CM2H Program?
    • What You Can Do with CM2H Residency
    • Step-by-Step: How Our Lawyers Secure Your CM2H Visa
    • The Citizenship Pathway
    • Approved Investment Types
    • Tax Benefits of Cambodian Residency
    • CM2H vs Other Golden Visa Programs
    • Frequently Asked Questions
    • Start Your Golden Visa Journey
    • In-Depth CM2H Guides

    Data Sources & Official References

    Ministry of Tourism, CambodiaGeneral Department of ImmigrationWorld Bank Open Data
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