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    Last verified: February 2026by Expat Advisory Team · Cambodia Expat Specialists
    Cambodia My 2nd Home (CM2H) — 10-Year Golden Visa 2026
    Complete guide to Cambodia's CM2H Golden Visa program. $50K-100K real estate investment for a 10-year visa with citizenship pathway. Family included.
    Golden Visa Program

    Cambodia My 2nd Home (CM2H)

    The only government-approved Golden Visa program in Cambodia. Invest from $50,000 in real estate, receive a 10-year renewable visa, and unlock a pathway to citizenship — with your whole family included.

    Visa Duration10 YearsRenewable
    From$100,000Real estate purchase
    Visa-Free53+Countries
    FamilyIncludedSpouse & children
    No minimum stay requiredDual citizenship allowedNo age restrictions

    What is Cambodia My 2nd Home?

    Cambodia My 2nd Home (CM2H) is a government-backed residency program launched in 2023 under the Ministry of Interior. By purchasing approved real estate starting at $50,000, foreign nationals receive a 10-year renewable Golden Visa with multiple entry privileges and a clear pathway to Cambodian citizenship.

    The program is administered exclusively by the Khmer Home Charity Association (KHCA), the Ministry of Interior's recognized operator. CM2H is Cambodia's answer to Malaysia's MM2H and Thailand's Elite Visa — but with significantly lower investment thresholds and a genuine citizenship pathway.

    Official Program

    CM2H is the only real estate-based Golden Visa program authorized by the Cambodian government. Always apply through KHCA or their authorized agents. Visit cm2h.com for the official portal.

    Who is CM2H For?

    The program attracts a range of international residents. See if it fits your situation:

    Retirees

    Affordable tropical retirement with world-class healthcare access and low cost of living.

    Digital Nomads

    Stable long-term base with fast internet, low taxes, and no minimum stay requirements.

    Investors

    Real estate appreciation in a fast-growing economy with 5-8% rental yields.

    Families

    Spouse and children included at no extra cost. International schools available in major cities.

    Eligibility Checklist

    Before applying, confirm you meet these basic requirements:

    Age 18 or older
    Clean criminal record
    Proof of funds ($50K-100K)
    Valid passport (6+ months)
    No serious medical conditions
    Completed application form via KHCA

    How It Works

    The CM2H application process is straightforward, typically taking 1-3 months from start to visa approval:

    1

    Submit Application

    Apply through the official KHCA (Khmer Home Charity Association) portal or authorized agents. Provide passport, police clearance, and proof of funds.

    2

    Due Diligence Review

    Background checks conducted by the Ministry of Interior. Typically takes 2-4 weeks.

    3

    Property Selection

    Choose an approved property in one of the eligible provinces. Minimum investment depends on location.

    4

    Investment & Registration

    Complete property purchase and register with the CM2H program. Funds held in escrow until approved.

    5

    Receive 10-Year Visa

    Upon approval, receive your 10-year renewable Golden Visa with multiple entry privileges.

    6

    Citizenship Pathway

    After 5 years of residency, apply for Cambodian citizenship through naturalization. Basic Khmer language required.

    Investment Requirements

    The minimum investment varies by province. Major cities require $100,000 while secondary provinces start at $50,000. All investments must be in approved real estate developments.

    ProvinceMinimumProperty TypeNotes
    Phnom Penh$100,000Condo or landed propertyCapital city — highest demand
    Siem Reap$100,000Condo or landed propertyTourism hub near Angkor Wat
    Sihanoukville$100,000Condo or landed propertyCoastal city with rapid growth
    Kampot$50,000Approved developmentsCharming riverside town
    Battambang$50,000Approved developmentsCambodia's second city
    Mondulkiri$50,000Approved developmentsHighland eco-tourism region

    Important

    Only purchase property through KHCA-approved developments. Buying unapproved property will not qualify for the CM2H visa. Verify approval status before making any investment.

    Benefits of CM2H

    The CM2H program offers a comprehensive package of benefits that make it one of Southeast Asia's most attractive residency-by-investment options:

    10-Year Golden Visa

    Renewable multi-entry visa with no minimum stay requirements. Enter and exit Cambodia freely.

    Family Inclusion

    Spouse and dependent children included in the program. No additional investment required per family member.

    Citizenship Pathway

    Eligible for Cambodian citizenship after 5 years of residency. Dual citizenship allowed.

    Property Ownership

    Own real estate in Cambodia through strata title (condos) or via a Cambodian entity for land.

    Business Rights

    Full right to open and operate businesses in Cambodia without work permit restrictions.

    Tax Advantages

    Cambodia's territorial tax system means no tax on foreign-sourced income. Flat 20% corporate tax.

    Eligible Cities & Provinces

    CM2H-approved properties are available in six provinces across Cambodia, each offering a distinct lifestyle:

    Phnom Penh

    The capital — best infrastructure, international schools, hospitals, and expat community.

    Top hospitalsInternational schoolsBest internet

    Siem Reap

    Gateway to Angkor Wat. Growing expat scene with lower costs than the capital.

    World HeritageTourism economyAffordable

    Sihanoukville

    Coastal city with beach access and proximity to island paradises.

    Beach lifestyleIslands nearbyGrowing fast

    Kampot

    Charming riverside town popular with retirees and creative communities.

    Relaxed paceNature accessLow cost

    Battambang

    Cultural capital with colonial architecture and artistic heritage.

    Arts sceneAffordableAuthentic

    Mondulkiri

    Highland province with eco-tourism, elephant sanctuaries, and indigenous culture.

    Eco-tourismCool climateNature

    About KHCA — The Official Operator

    The Khmer Home Charity Association (KHCA) is the sole entity authorized by Cambodia's Ministry of Interior to operate the CM2H program. KHCA handles:

    • Application processing and due diligence
    • Property approval and developer vetting
    • Visa issuance coordination with immigration
    • Ongoing program management and renewals
    • Community support and integration services

    All CM2H applications must go through KHCA or their network of authorized agents. Be cautious of unofficial operators claiming to offer the program.

    CM2H vs Citizenship by Investment (CBI)

    Cambodia offers two main investment-based immigration pathways. Here's how they compare:

    FeatureCM2H ($50K+)CBI ($1M+)
    Minimum Investment$50,000-100,000$1,000,000+
    Timeline to Visa1-3 months6-12 months
    Visa Duration10 years (renewable)Immediate citizenship
    Citizenship PathwayAfter 5 years residencyDirect
    Investment TypeReal estate purchaseCDC-approved sectors or donation
    Family IncludedYesYes
    Residency RequiredNo minimum stayNo
    Language RequirementBasic (for citizenship)No

    Bottom line: CM2H is ideal for those who want affordable long-term residency with a gradual citizenship pathway. CBI is for those who want immediate citizenship and have $1M+ to invest. Learn more in our full citizenship guide.

    Ready to Apply for CM2H?

    Start your journey to a 10-year Golden Visa. Visit the official portal, explore approved properties, or get in touch with our team for personalized guidance.

    Official CM2H Website Browse Condos Contact Us

    Frequently Asked Questions

    Yes. The Cambodia My 2nd Home (CM2H) program was launched in 2023 by the Ministry of Interior through the Khmer Home Charity Association (KHCA), the sole authorized operator. It is a formal government program with legal backing under Cambodian immigration law.

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    On This Page

    • What is CM2H?
    • Who is CM2H For?
    • Eligibility Checklist
    • How It Works
    • Investment Requirements
    • Benefits
    • Eligible Cities
    • About KHCA
    • CM2H vs CBI
    • FAQ

    Data Sources & Official References

    Ministry of Tourism, CambodiaGeneral Department of ImmigrationWorld Bank Open Data
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